3 Ways to Win Without Busting Through Your Mortgage Approval Amount

3 Ways to Win Without Busting Through Your Mortgage Approval Amount!

Are you looking to buy a home but worried about busting through your mortgage approval amount? You're not alone. Many homebuyers face this challenge, but there are ways to win without breaking the bank. In this post, we'll explore three tips for staying within your mortgage approval amount and still getting the home of your dreams.

Start by setting a budget

Before you even start looking at homes, it's essential to set a budget. This will help you determine what you can afford and what you can't. Take a hard look at your finances and figure out how much you can comfortably afford to spend each month on your mortgage payment. Be sure to include all other expenses such as property taxes, insurance, and any other monthly expenses that may be associated with owning a home.

Look for homes that need a little TLC

Another way to stay within your mortgage approval amount is to consider homes that need a little work. Homes that need a bit of TLC can often be purchased at a lower price point, allowing you to stay within your budget. Plus, you can customize the home to your liking and potentially add value over time.

Negotiate with the seller

Finally, don't be afraid to negotiate with the seller. If you've found a home you love but it's just out of your price range, try negotiating with the seller. They may be willing to come down on the price or offer some other concessions that can help you stay within your mortgage approval amount.

In conclusion, there are several ways to win without busting through your mortgage approval amount. By setting a budget, looking for homes that need a little work, and negotiating with the seller, you can find a home that fits your needs and your budget. Good luck on your home-buying journey!

If you have questions, feel free to contact me at

Jenn.g.miller19@gmail.com or at 850-490-5744